Personal (nonpublic) information about you is gathered through the following sources:

• Information received through applications, tax organizers, worksheets, and other similar documents
• Information from transactions through this company, affiliates, and others
• Information collected from a consumer-reporting agency

No nonpublic personal information about clients or former clients shall be disclosed to anyone, except as required and permitted by law.

Access to personal (nonpublic) information is limited to members of the firm who provide certain services and need to know the information. Security of information is provided electronically, physically, and procedurally in ways that guard the personal (nonpublic) information in compliance with federal regulations.